Credit Analyst

The Role

• Conduct credit analysis on a broad range of commercial credit applications, including reviewing bank statements, credit reports and financial statements
• Make lending decisions in line with a Delegated Lending Authority (DLA), credit policy and risk appetite
• Work closely with the sales team and liaise with brokers and customers to obtain information for assessment
• Identify areas for improvement and provide feedback to business stakeholders
• Ability to manage high volumes and prioritise tasks

This Person Is Someone With…

• Previous working experience as a Credit Analyst/Underwriter operating within a DLA (Essential)
• Experience with SME credit assessment and an understanding of the SME market (Preferred)
• Excellent communication skills, both verbal and written
• A continuous improvement mindset, embracing change and thriving from it

Perks & Benefits

Wellbeing: Free counselling, seasonal activities, Wellbeing Allowance, wellness room, flu shots

Work Life: Home Workspace Allowance, Purchased Leave, Parental Leave, Parental Flex Leave, Lumi Life Leave for challenging events, breastfeeding/expressing space

Social & Food: Monthly lunches, regular celebrations, stocked kitchen, beer & kombucha on tap, board games, rooftop BBQs

Rewards & Recognition: Competitive pay, referral bonuses, shout-out recognitions

Community Support: Paid volunteer leave, diversity celebrations, company volunteer days

Career & Growth: Rapid advancement opportunities, higher education sponsorship, hackathons