Personal Financial Consultant

• Proactively acquire new clients and expand existing client relationships through various channels, including referrals, networking, and outreach activities.
• Conduct thorough financial needs analysis for individual clients to understand their financial situation, goals, and risk tolerance.
• Develop and present tailored financial plans and solutions, encompassing a wide range of products such as deposits, loans, investments, insurance, and wealth management services.
• Advise clients on suitable financial products and services offered by RHB Bank Berhad, ensuring alignment with their financial objectives.
• Monitor client portfolios and market trends, providing regular updates and recommendations to optimize financial performance and mitigate risks.
• Ensure full compliance with all internal policies, procedures, and relevant regulatory requirements in financial advisory services.
• Achieve individual sales targets and contribute to the overall team's performance.
• Stay updated with industry knowledge, product developments, and economic trends to provide accurate and relevant advice.
• Participate in training programs and continuous professional development initiatives.

Job Requirements:

• Bachelor's degree in Banking, Finance, Business Administration, Economics, or a related field.
• Proven experience in financial advisory, sales, or relationship management within the banking or financial services industry, preferably with a focus on retail clients.
• Possession of relevant industry licenses and certifications (e.g., FIMM, PCE, CUTE, TBE) is highly advantageous.
• Strong understanding of financial products, investment instruments, insurance, and wealth management principles.
• Excellent interpersonal, communication, and presentation skills with the ability to build rapport and trust with clients.
• Demonstrated ability to identify client needs and propose effective financial solutions.
• Results-oriented with a strong drive to achieve sales targets.
• High level of integrity, professionalism, and ethical conduct.
• Ability to work independently and as part of a team in a fast-paced environment.