Credit Origination Manager

To proactively originate, assess, structure, and support the execution of structured product deals for Business and Commercial Banking clients within a market, while ensuring high-quality credit submissions and effective risk management. To deliver a seamless client credit experience and contribute to the structured debt product revenue growth and market penetration.

Minimum Qualification: 

• First Degree in Business Commerce (Required)
• Post Graduate Degree in Business Commerce (Preferred)

Experience Required :

• 5 - 7 years experience in Business & Commercial Banking
• Experience in credit origination, commercial property lending, and corporate/business banking and has demonstrated experience structuring property finance deals and conducting robust credit analysis. Experience partnering with Relationship Managers and influencing client outcomes.
• 3 - 4 years experience
• Exposure to offshore banking environment advantageous.

Key Outputs :

• Accompany the Relationship Managers (RMs) on client visits to identify credit needs early in the deal process to shape deal strategy upfront, accelerate origination, and enhance client value delivery.
• Apply strong credit analysis and structuring expertise to shape well‑structured, risk‑aligned proposals to improve deal feasibility, strengthen approval outcomes, and support asset growth.
• Originate and structure debt solutions in partnership with RMs and the relevant product heads to drive revenue growth, deepen client relationships, and strengthen the bank’s market position.
• Provide structured debt insights to shape client selection, credit appetite, and the development of client engagement strategies to ensure portfolio quality and strategic focus on high‑value sectors and clients.
• Participate in the Business Assessment Committee, negotiations, and structuring discussions to guide viable deal design and support alignment with bank strategy and risk appetite.

 

Behavioural Competencies:

• Adopting Practical Approaches
• Challenging Ideas
• Convincing People
• Developing Expertise
• Developing Strategies

Technical Competencies:

• Business Acumen (Audit)
• Financial Acumen
• Risk Acceptance
• Risk Awareness
• Risk Identification
• Risk Management
• Commercial Acumen

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