Head of Compliance

What You'll Do: BSP Liaison & Regulatory Affairs Serve as the primary point of contact for all BSP examinations, inquiries, and correspondence Monitor and interpret BSP circulars, memoranda, and issuances; translate these into actionable internal policies Ensure timely and accurate submission of all regulatory reports (MORB, and related submissions) Proactively build and maintain a strong, professional relationship with BSP examiners Compliance Program Ownership Design, implement, and continuously improve the bank's compliance framework, policies, and procedures Lead the annual compliance risk assessment and testing calendar Manage the bank's AMLA/CTF program end-to-end from KYC/CDD to STR/CTR filing with the AMLC Ensure compliance with BSP regulations on consumer protection, data privacy (NPC), and financial inclusion mandates MORB Compliance & Policy Governance Own the bank's complete MORB compliance program — mapping all applicable regulations to internal policies, procedures, and controls Maintain a master regulatory inventory tracking every MORB requirement applicable to the bank, with clear owners, deadlines, and status Lead the periodic review and updating of all bank policies required under the MORB — including but not limited to credit, treasury, IT security, anti-fraud, consumer protection, and risk management policies Ensure all policies are board-approved, properly documented, and reviewed on schedule; flag gaps or outdated provisions proactively Drive the bank's self-assessment against MORB standards ahead of BSP examinations — no surprises Translate MORB updates and new BSP circulars into concrete policy changes, and shepherd those changes through the approval process from drafting to board sign-off Collaborate with department heads to ensure their operating procedures are aligned with MORB requirements — and actually followed on the ground Digital & Fintech Compliance Partner with the tech and product teams on digital banking initiatives, ensuring BSP's e-money, digital payments, and cybersecurity regulations are met from day one Review and clear new products, channels, and partnerships before launch Act as the compliance conscience in the product development process — pushing back where needed, but always offering a compliant alternative Risk & Culture Champion a culture where compliance is a business enabler, not a bottleneck Train and upskill staff across branches on compliance requirements Report directly to the President/CEO and the Board's Risk and Compliance Committee What Success Means in this Role BSP examinations result in zero material findings Rural bank license secured and in good standing BSP correspondence responded to within 3 business days No regulatory sanctions, penalties, or enforcement actions All required licenses and authorities secured to support business expansion All new products and channels launched are MORB-compliant

Must-haves 5-7 years of banking compliance experience, with meaningful exposure to BSP-regulated entities Deep working knowledge of BSP regulations (MORB, MORNBFI), AMLA law, and BSP's digital banking framework Track record of managing BSP examinations and regulatory relationships Strong problem-solving instinct High ownership mentality; comfortable with ambiguity and working without a large team under you (yet) Nice-to-haves Exposure to rural banking, microfinance, or financial inclusion programs in Visayas or similar markets Familiarity with compliance tech tools, RegTech, or core banking systems Experience reviewing or clearing digital product launches Mindset & Culture Fit You're comfortable with iteration. Policies don't need to be perfect on day one You default to systems and documentation, not tribal knowledge You move with urgency and own your timelines You communicate clearly with both regulators and engineers

Hybrid work set-up: 2 days per week in our BGC office; remote the rest of the time. Occasional travel trips to Visayas whenever needed. Benefits: HMO coverage from month one, free catered lunches, monthly fitness, transportation, and accommodation allowance, and more.