Underwriting & Portfolio Management Analyst

Underwriting & Portfolio Management Analyst

Job Summary of Underwriting & Portfolio Management Analyst:

This role supports commercial lending activities by assisting with underwriting analysis, loan structuring, and portfolio evaluation. The position plays a key role in reviewing financial data, coordinating documentation, and supporting credit decisions while ensuring alignment with regulatory standards and internal risk policies.

Job Duties and Responsibilities of Underwriting & Portfolio Management Analyst:
• Collect, review, reconcile, and organize loan application materials, including financial statements and credit documentation.
• Coordinate and perform initial reviews of third-party reports such as appraisals, inspections, and environmental assessments to ensure guideline compliance.
• Analyze and underwrite moderately complex transactions in accordance with agency and internal underwriting standards.
• Conduct economic, market, and demographic research to evaluate transaction feasibility.
• Support preparation of comprehensive credit approval packages for internal review committees.
• Assist with inspections and evaluations of physical collateral when required.

Qualifications and Experience of Underwriting & Portfolio Management Analyst:
• Bachelor’s degree in finance, accounting, economics, management, or a related field, or equivalent professional experience.
• At least three years of related experience in underwriting, credit analysis, or financial services.
• Strong analytical skills with the ability to interpret financial statements and credit data.
• Working knowledge of federal banking regulations and credit risk principles.
• Proficiency in Microsoft Word, Excel, and PowerPoint.
• Effective written and verbal communication skills and the ability to collaborate within team environments.
• Demonstrated sound judgment, attention to detail, and ability to manage priorities in a fast-paced setting.

Benefits of Underwriting & Portfolio Management Analyst:
• Comprehensive health and wellness coverage.
• Retirement and savings programs.
• Paid time off and company-recognized holidays.
• Professional development and learning opportunities.
• Access to employee support and well-being resources.

Salary

The annual base pay for this position generally ranges from 63,750 USD to 97,500 USD, with final compensation determined by experience, skills, and qualifications.

About Company

Santander is a global financial institution providing banking and financial services to individuals, businesses, and organizations worldwide. The Santander operates with a strong focus on responsible risk management, regulatory compliance, and long-term value creation. Santander is committed to fostering an inclusive workplace that supports collaboration, innovation, and professional growth.