Credit Risk Analyst

The Role

 

• Primarily conduct analysis and reviews of individual applications to validate Lumi’s automated decisioning process.
• Prepare and generate regular reports and develop clear and concise presentations to communicate insights and findings to stakeholders effectively.
• Analyse data, identifying trends, patterns and potential areas of concern. Provide valuable recommendations to enhance our risk management and automation strategies.
• Participate in initiatives to enhance our streamlined credit risk decisioning process, contributing to increased efficiency and accuracy in our credit risk function.
• Support various credit risk projects, including the enhancement of credit risk systems and automated decisioning processes.

This Person Is Someone With…

 

• Previous working experience as a Credit Analyst/Underwriter operating within a DLA is essential.
• Experience with SME credit assessment and an understanding of the SME market is preferred.
• Tertiary qualification in Finance, Economics, Mathematics, Statistics, or a related field (or equivalent relevant experience)
• Strong understanding of financial concepts and credit risk fundamentals.
• Basic knowledge of SQL, Python and/or visualization tools (e.g., Tableau, PowerBI) is considered an advantage.
• Excellent attention to detail, and strong analytical and problem-solving skills.
• Strong communication and presentation abilities.

Perks & Benefits

 

Wellbeing: Free counselling, seasonal activities, Wellbeing Allowance, wellness room, flu shots

Work Life: Home Workspace Allowance, Purchased Leave, Parental Leave, Parental Flex Leave, Lumi Life Leave for challenging events, breastfeeding/expressing space

Social & Food: Monthly lunches, regular celebrations, stocked kitchen, beer & kombucha on tap, board games, rooftop BBQs

Rewards & Recognition: Competitive pay, referral bonuses, shout-out recognitions

Community Support: Paid volunteer leave, diversity celebrations, company volunteer days

Career & Growth: Rapid advancement opportunities, higher education sponsorship, hackathons