Manager, Scored Lending

Own the execution and scale of scored lending across Personal & Private Banking by driving utilization, optimizing decision strategies, and enhancing digital lending journeys. Expand access to credit for new-to-bank and underserved customers through innovative, data-driven approaches, while leveraging strategic partnerships and ecosystems to accelerate acquisition, improve decisioning, and embed lending into customer journeys—balancing growth with strong risk discipline.

Type of Qualification: First Degree
Field of Study: Business Commerce, Finance or related field

Experience Required

5-7 years

• Proven experience in developing and refining scored lending strategies, including credit rules, scorecards, and decision-making frameworks
• Strong analytical capability with experience using data and insights to support credit decisions, optimise portfolio performance, and identify business growth opportunities
• Demonstrated experience in designing and enhancing lending products and customer journeys using customer behaviour, portfolio trends, and performance insights
• Experience collaborating with risk, data, and technology teams to translate lending strategies into effective solutions within decisioning systems.

Behavioural Competencies:

• Generating Ideas
• Interacting with People
• Interpreting Data
• Producing Output
• Providing Insights
• Team Working

Technical Competencies:

• Business Acumen 
• Customer Understanding 
• Data Analytics
• Financial Analysis
• Operational Planning
• Risk Identification
• Risk Management