Principal Software Engineer

Our Purpose

Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.

Title and Summary

Principal Software Engineer

About Mastercard

Mastercard powers a global, inclusive digital economy. We build secure, scalable technology that enables fast, simple, and safe payments for people and businesses everywhere.

The Opportunity

We’re looking for a Principal Software Engineer to play a key role in shaping our Intelligent Dispute Platform (IDP) — a next-generation platform transforming how disputes are managed at global scale.

This is a high-impact role where you’ll combine deep technical expertise, architectural leadership, and a bias for action to solve complex challenges in a fast-moving environment.

What You’ll Do

Lead the design of scalable, cloud-native platforms handling high-volume, mission-critical workloads Act as a technical authority, guiding architecture and key engineering decisions Drive engineering excellence across development, testing, security, and reliability Embed strong development lifecycle discipline (PDLC) to ensure quality and delivery at scale Apply AI and automation to improve how software is built, tested, and delivered Partner across teams to solve complex problems and deliver outcomes quickly Mentoring engineers and raising the bar for technical excellence

What We’re Looking For

Proven experience building large-scale distributed systems Strong background in microservices, APIs, cloud platforms, and modern engineering practices Ability to operate with urgency, make decisions quickly, and adapt to change Exceptional problem-solving skills — especially in ambiguous, high-pressure situations Experience influencing across teams and driving technical strategy at scale Interest or experience in applying AI to software engineering workflows

Why Join Us?

Work on high-impact, global-scale systems Be part of a team defining the future of AI-enabled engineering Collaborate with top engineering talent across Mastercard Shape platforms that power critical financial infrastructure worldwide

Corporate Security Responsibility

All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:

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Abide by Mastercard’s security policies and practices;

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Ensure the confidentiality and integrity of the information being accessed;

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Report any suspected information security violation or breach, and

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Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.