Junior Risk & Compliance Officer

About The Role Vivid Money B.V. is a Dutch-regulated firm offering investment and crypto services across Europe. As Junior Risk & Compliance Officer , you will work directly alongside - and report to - the Head of Risk & Compliance, supporting the day-to-day running of Vivid's risk and compliance framework.

This is a hands-on, execution-focused role with a strong financial-crime and market-surveillance core. You will own a defined set of recurring compliance activities, investigate alerts, prepare reporting and documentation, and escalate matters that require senior judgement. It is an ideal opportunity for an early-career professional who wants to build broad, practical second-line experience in a fast-growing investment and crypto business.

As a member of a small team that also supports risk and compliance at Group level (such us the Luxembourg-based EMI entity, Vivid Money S.A.), you will gain exposure across entities and regulatory regimes.

Your Mission

• Quality assurance reviews: Perform quality assurance reviews across Vivid's compliance activities as needed (e.g. transaction-monitoring alert handling).
• Market abuse surveillance: Investigate trade-surveillance alerts and document the rationale for clearing or escalating them; refer complex cases, and any that may warrant a STOR, to the Head of Risk & Compliance.
• Unusual activity investigations: Assist with financial-crime investigations and the preparation of unusual transaction reports to the FIU, gathering and analysing the relevant information.
• Negative news screening: Conduct adverse-media screening on vendors and counterparties to identify any news that could impact the business, and escalate material findings.
• Conflicts of interest: Administer the conflicts of interest and gifts process, including issuing declaration forms to relevant stakeholders, collecting responses and maintaining the register.
• Board reporting support: Help collect the data and inputs that feed Board reporting, under the direction of the Head of Risk & Compliance.
• Audit and examination support: Assist with internal and external audits and regulatory reviews by preparing supporting documentation and evidence.
• Team support: Support the wider Risk & Compliance team with registers, record-keeping and ad hoc projects as the business grows.

Your Profile

• Around 1-3 years' experience in a risk, compliance or financial-crime role within a regulated financial institution.
• A working knowledge of the rules relevant to an investment firm and crypto-asset service provider - in particular market abuse (MAR), MiFID II, MiCAR and AML/CFT (Wwft).
• Familiarity with investment products and/or crypto-assets (e.g. equities, derivatives, FX, crypto).
• An analytical, investigative mindset with the ability to reach and clearly document reasoned conclusions.
• Strong attention to detail, well organised, and able to manage recurring tasks, forms and deadlines reliably.
• Sound judgement, discretion and integrity when handling sensitive information.
• Excellent written and spoken English; a second European language is a plus.
• Alignment with our company values: you are customer-obsessed, unstoppable, an owner, and radically honest.
• Based in the Netherlands (Amsterdam) or willing to relocate.

Why Join Vivid?

• We have a hybrid model in our Amsterdam office, or fully remote outside office locations.
• AI-first culture – we use it every day, not just talk about it.
• Learning & development budget to support your professional growth.
• Fully paid vacation and sick leave.
• Sports compensation.
• Real growth prospects, significant responsibility, and the ability to make an immediate impact from day one. Enhance your expertise and shape the future of FinTech. Join Vivid's talented team and help us revolutionize how businesses think about their finances!

Compensation range Compensation from €40,000 gross annually. Final compensation is determined individually, based on your experience and location, skills and the scope of the role, assessed against objective, gender-neutral criteria.

About Vivid At Vivid, we're on a mission to change how businesses and individuals manage their money across Europe. For businesses, we build tools that actually make a difference: multi-IBAN accounts, high-yield savings, business cashback, team cards, and accounting integrations that save real time — all in one place. And for individuals, we offer a simple way to manage and grow your wealth: access to global stocks, ETFs and 150+ cryptocurrencies, cashback, and personalised financial insights.

Our mission? Your success. Everyone deserves the chance to see their finances flourish, and we're dedicated to empowering our customers to make this a reality.

Founded in 2019 in Berlin by Alexander Emeshev and Artem Iamanov, Vivid has quickly grown into one of Germany's top financial platforms for SMEs and private accounts. Since then, we've expanded rapidly across Europe, earning the trust of over 500,000 customers — and with over €200 million raised and a valuation of €775 million, we're just getting started.

We're building Vivid as an AI-native organization — across every function, from product to compliance to operations. Automation handles a growing share of day-to-day execution. For us, this means our teams can focus on architecture, strategy, and high-impact decision-making. This changes how we work: less manual execution, more ownership in building systems that scale. We want to help define what AI-native looks like in a regulated financial environment — and we're looking for people who want to build that future with us.