Senior Business Finance Manager (FP&A)

About us

Equals is one of the largest and most capable embedded finance platforms in Europe, with c. $200m revenue. Backed by a consortium of leading private equity investors — TowerBrook Capital Partners, J.C. Flowers & Co., D Squared Capital, and Moneta Capital.

Equals has deep expertise in multi-currency accounts, FX, corporate cards, and cross-border payments digital wallets, Banking-as-a-Service (BaaS) and Cards-as-a-Service (CaaS) infrastructure, serving multi-geographical businesseses, offering seamless, borderless financial solutions across 140+ currencies with connections to SWIFT, SEPA, and UK Faster Payments.

We're growing and hiring exceptional people to build what comes next. We are now looking for an FP&A Senior Business Finance Manager to join our team.

About the role

We're looking for a hands-on Senior Business Finance Manager to join our FP&A function. This role is based in our London office and reports to the Head of FP&A.

You will be focused on delivery of the Board’s strategic objectives to drive value creation by supporting M&A, debt and equity raising, exit planning, promoting revenue growth and championing cost control and cost efficiency across the business. You will be working closely with shareholders, transaction service advisors (due diligence, legal, debt advisory), Executive Team members and their teams.

You will be a natural analyst who can see and surface the key insights in financial and non-financial information and package, present and message to get the right discussions happening and decisions made within the business and drive the right actions forwards to enable commercial success. You will be adept at data analytics and successful in reporting commercial performance to key stakeholders, always responsive and with an eye on the forward look. You will have proven expertise running 5 year strategic planning, budget, forecast and rolling forecasting processes and delivering weekly and or monthly financial information and insight to Executive Committee, Board, Equity and Debt providers in a PE backed and/or listed business.

You will have experience of working in transaction driven environments, knowing what it takes to deliver on M&A, debt financing, listings, and exits. The FP&A function in Equals operates as a “deal ready” function.

You will have the technical accounting and financial modelling expertise to build and run a fully integrated P&L, BS, Cashflow 5 year business model.

About you

We believe that certain skills are essential in order to be successful in this role and these are detailed below. You may not have all the other skills we have outlined as desirable, we understand that and will still welcome your application. We will carry out individual interviews for shortlisted candidates and assess who is best suited for the role after we have discussed everything with you.

Responsibilities

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Build and maintain Equals 5 year business plan model capable of incorporating, scenario modelling, debt financing, and M&A functionality and capable of being kept up to date with latest actual financial information together with known risks and opportunities to enable a rolling forecast.

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Populate and maintain a “deal ready” data room with full back up documentation to enable smooth financial, legal and commercial due diligence of Equals at any point in time.

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Lead the annual 5 year strategic planning, detailed bottom up annual budget and half yearly forecast processes to delivering the longer-term strategic plan, annual budget, interim forecasts, partnering with the business to do so.

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Deliver weekly and or monthly financial information and insight to Executive Committee, Board, Equity and Debt providers.

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Partner with department and revenue and cost-centre owners to manage their cost base (both staff and non-staff) and drive commercial improvement and maintain a rolling forecast from identified Risks and Opportunities.

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Develop and maintain clear KPI’s including unit economics, pricing analysis and profitability measures alongside the Head of FP&A and commercial leaders.

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Partner with Senior Leadership and Executive Committee members, providing analysis and insight to guide operational and strategic decision-making.

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Build and maintain the company-wide workforce planning model, working with departmental heads to forecast their headcount needs and the financial impact to the business.

Accountabilities

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Owen the Equals 5 year business plan model.

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Own and maintain a “deal ready” data room.

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Own the 5 year strategic planning, detailed bottom up budget and forecast processes.

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Own the company-wide workforce planning model and headcount forecast end-to-end.

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Own month-end variance analysis and the reporting and forward look risk and opportunities that keeps the business on plan.

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Own continual process improvement across FP&A systems and processes, ensuring they operate as designed.

Essential Skills

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Qualified accountant (ACA / ACCA / CIMA).

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Strong technical accounting and proven financial modelling capability.

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Demonstrable experience in a similar FP&A or finance business partnering role.

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An excellent and confident communicator, able to deal with people at all levels in an organisation.

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Strong time management and the ability to stay calm under pressure, keeping all stakeholders appropriately informed of progress.

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Proficiency using AI tools (e.g. Ideally Claude including CoWork), applying them to finance workflows and with ability to evaluate the outputs. Keen to map out data flows and able to demonstrate interest and experience in applying AI tools in a finance context).

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Strong MS Office abilities, Excel / data skills, pivot tables, index match/lookups, Powerpoint.

Desirable Skills

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Experience in a fintech or regulated financial services environment.

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Experience working in a high-growth or post-merger environment.

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Familiarity with FCA compliance frameworks.

Our Investment in You

Where possible we offer the opportunity to work flexibly and the opportunity to balance some remote working with time in the office collaborating, taking part in events and developing the social connections that make working with us rewarding.

Equals strives to create a workplace where we can all be ourselves. We believe in inclusion, equality and the power of diversity, so you'll be encouraged to bring your unique perspectives and experiences, and help us understand what you need to do your best work.