Manager - Commercial Portfolio Management

Overview

This is a full-time career opportunity that can be hybrid within the Fulton Bank footprint as follows: DC, DE, MD, NJ, PA, VA .

This role will support our Commercial Real Estate teams within the Fulton Bank footprint as follows: PA, NJ, MD, DE, VA, DC.

This role serves as a player/coach, leading a team of commercial portfolio managers while maintaining responsibility for an individual commercial loan portfolio. This role balances hands-on portfolio management with people leadership to ensure strong credit quality, risk discipline, and support of relationship management and growth objectives.

Responsibilities

• Lead, coach, and develop a team of commercial portfolio managers; set priorities, review work quality, and provide ongoing performance feedback. Provide training and mentoring as needed for less experienced team members.
• Review and approve portfolio actions to ensure compliance with credit policy, risk appetite, and regulatory requirements. May include lending authority for annual review approvals.
• Manage an assigned commercial loan portfolio, including financial analysis, risk rating accuracy, covenant monitoring, renewals, and credit quality oversight.
• Partner closely with Commercial Relationship Managers, Credit, and Risk functions on underwriting, structuring, renewals, and problem credit resolution. Attend client meetings as needed.
• Partner with Special Assets and Strategic Asset Management on problem loan identification and portfolio management as needed.
• Provide oversight to ensure quality of Asset Quality Review and Watchlist forms.
• Monitor portfolio trends, industry concentrations, and emerging risks; escalate concerns and recommend risk mitigation strategies.
• Support portfolio strategy, workflow efficiency, and process improvement initiatives.
• Ensure accurate documentation, timely reviews, and adherence to internal controls and regulatory standards.

Qualifications

Education

Bachelor's Degree or the equivalent experience. Specialty: Finance, Accounting, Economics, Business, or a related field. (Required)

Experience

8 or more years commercial banking, commercial credit, portfolio management, or the equivalent. (Required)

5 or more years of Commercial Real Estate Credit and underwriting experience. (Required)

3 or more years management / leadership experience. (Preferred)

Knowledge, Skills, and Abilities

• Demonstrated experience managing a commercial loan portfolio with sound credit judgment. (Required)
• Strong knowledge of commercial credit analysis, financial statements, cash flow analysis, and risk management principles. (Required)
• Excellent communication, leadership, and decision-making skills. (Required)

Other Duties as Assigned by Manager

This role may perform other job duties as assigned by the manager. Each employee of the Organization, regardless of position, is accountable for reading, understanding and acting on the contents of all Company-assigned and/or job related Compliance Programs, regulations and policies and procedures, as well as ensure that all Compliance Training assignments are completed by established due dates. This includes but is not limited to, understanding and identifying compliance risks impacting their department(s), ensuring compliance with applicable laws or regulations, and escalating compliance risks to the appropriate level of management.

Benefits

Additionally, as part of our Total Rewards program, Fulton Bank offers a comprehensive benefits package to those who qualify. This includes medical plans with prescription drug coverage; flexible spending account or health savings account depending on the medical plan chosen; dental and vision insurance; life insurance; 401(k) program with employer match and Employee Stock Purchase Plan; paid time off programs including holiday pay and paid volunteer time; disability insurance coverage and maternity and parental leave; adoption assistance; educational assistance and a robust wellness program with financial incentives. To learn more about your potential eligibility for these programs, please visit Benefits & Wellness | Fulton Bank.

Pay Transparency

To provide greater transparency to candidates, we share base salary ranges on all job postings regardless of state. We set standard salary ranges for our roles based on the position, function, and responsibilities, as benchmarked against similarly sized companies in our industry. Specific compensation offered will be determined based on a combination of factors including the candidate’s knowledge, skills, depth of work experience, and relevant licenses/credentials. The salary range may vary based on geographic location.

The salary range for this position is $114,100.00 - $190,100.00 annually.

Additional Compensation Components

This job is eligible to receive equity in the form of restricted stock units. This job is eligible to participate in a short-term incentive compensation plan subject to individual and company performance.

EEO Statement

Fulton Bank (“Fulton”) is an equal opportunity employer and is committed to providing equal employment opportunity for all qualified persons. Fulton will recruit, hire, train and promote persons in all job titles, and ensure that all other personnel actions are administered, without regard to race, color, religion, creed, sexual orientation, national origin, citizenship, gender, gender identity, age, genetic information, marital status, disability, covered veteran status, or any other legally protected status.