Construction Loan Officer

Job Overview: The candidate for this role will develop and manage relationships with builders, developers, contractors and construction borrowers. They will have a focus on providing exceptional customer service while maintaining sound credit quality and risk management.

The candidate for this position will be responsible for

• Originating residential construction loans, including builder guidance lines, spec home financing, pre-sold construction loans, lot loans, and Conducting builder visits, construction site inspections, and customer meetings residential development loans
• Preparing credit presentations and working with Credit Administration throughout the underwriting and approval process
• Managing and monitoring an assigned portfolio of residential construction lending relationships
• Monitoring builder performance, inventory levels, project progress and market conditions
• Promoting treasury management, deposit products, and other bank services to construction lending customers
• Representing the bank within the residential construction industry and local Home Builders Associations

Requirements for the position include

• Bachelor's degree in a related field
• Minimum of 3 years of banking, mortgage lending, construction lending, commercial lending or related financial services experience
• Knowledge of residential construction lending, credit analysis, and underwriting principles
• Exceptional verbal/written communication and multitasking skills
• Strong organizational, analytical, and problem-solving abilities
• Proficiency in Microsoft Office applications, including Excel and Word
• Ability to travel regularly for customer meetings, builder visits, loan closings, industry events, and construction site inspections

Preferred qualifications for this position include

• Experience collaborating directly with residential builders, developers, and construction borrowers
• Experience originating builder guidance lines, spec home loans, pre-sold construction loans, lot loans and residential development financing
• Knowledge of residential construction processes, appraisals, title requirements, inspections and loan documentation.
• Proven success in business development and portfolio growth
• Strong understanding of local residential housing markets and construction industry trends
• Experience cross-selling treasury management, deposit, and other commercial banking products

EEO/Veterans/Disabled