Credit Analyst

About Our Client Our client is a mission-driven fintech platform providing flexible financing to small businesses in emerging markets. They use technology to make it faster, cheaper, and easier for entrepreneurs to access the capital they need to grow. Their first product is invoice financing, with a focus on the Philippines.

They're scaling rapidly and are looking for a sharp, curious, and creative Credit Analyst to help shape and scale their credit strategy in the Philippines.

Must-Have Skills & Experience

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2-5 years in credit risk analysis, financial analysis, or SME lending

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Strong financial statement analysis skills (P&L, balance sheet, cash flow) •

Ability to own borrower evaluations end-to-end and make sound credit recommendations

• Curious, proactive problem-solver who can ask the right questions to uncover key risks •

Excellent written and spoken English

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Comfortable working independently in a fast-paced environment

Preferred

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SQL/Python skills to pull and analyse data for underwriting

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Experience in fintech, alternative lending, or commercial banking

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Familiarity with credit scoring models/statistical analysis

Key Traits

• Analytical thinker who can adapt framework rules to real-world borrower scenarios
• Investigative mindset digs beyond surface-level information to uncover the true credit story
• Process-oriented but always looking for ways to improve how underwriting is approached
• Strong communicator who can work closely with sales/ops while driving borrower conversations directly

Role Highlights

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Central to credit decision-making in the Philippines

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Opportunity to refine and shape the credit evaluation process

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Collaborates with global credit leadership while owning PH evaluations

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Career growth path into senior credit leadership as the company scales