Title Officer

The Title Officer is responsible for conducting comprehensive title searches and examinations on real property transactions of varying complexity. This role involves identifying and resolving title issues, establishing a clear chain of title, and ensuring that all title requirements are met to facilitate timely and compliant closings.

Core Responsibilities

• Independently examine public records to determine the status and history of property titles.
• Establish chain of title and identify any defects or encumbrances.
• Communicate with attorneys, lenders, escrow officers, and other parties to resolve title issues and clear title requirements.
• Interpret and apply applicable laws, regulations adhering to Underwriter, ILTA (Illinois Land Title Association) and ALTA (American Land Title Association) guidelines.
• Review issued title commitments, policies, and endorsements in accordance with underwriting standards.
• Collaborate with internal teams to ensure smooth and timely closings.
• Maintain accurate records in a paperless environment, adhering to company protocols and best practices.
• Manage multiple files under tight deadlines while maintaining a high level of accuracy and customer service.
• Minimum 5 years of experience in title examination or related title insurance work.
• Proven background working in a fast-paced, high-volume title operation.
• Strong understanding of title insurance products, coverages, and exceptions.
• In-depth knowledge of real estate law, title practices, and relevant regulations in Illinois.
• Excellent communication skills with the ability to clearly explain title issues and solutions to both legal and non-legal stakeholders.
• Exceptional organizational skills with the ability to prioritize and manage multiple tasks simultaneously.
• Strong attention to detail and the ability to work independently.
• Comfortable and proficient working in a fully digital/paperless environment.

Preferred Skills

• High-level proficiency with standard MS Office applications and internal title/escrow software systems.
• Strong analytical and research skills to evaluate complex title issues.
• Experience in curative work and problem resolution.
• Customer service orientation with a proactive and solution-focused approach.
• Knowledge of legal terminology related to title and real estate transactions is a plus.
• Medical
• Dental
• 401k with employer match
• PTO
• VTO